1. Choose a borrower
    Browse hundreds of borrower profiles and find a story that connects with you.

  2. Make a loan
    Click ‘Lend’ to send money via our Field Partners, who vet, distribute and administer each loan.

  3. Get repaid
    Receive updates as the borrowers you support succeed and repay their loans.

  4. Repeat!
    When borrowers repay, that money is yours to keep, donate to Kiva or lend again to empower someone new!
Lend now

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Join over 1.5 million lenders who have helped more than 2 million people around the world create opportunity for themselves and their families!

Lending through Kiva involves risk of principal loss. Kiva does not guarantee repayment or offer a financial return on your loan.

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About Kiva

    What inspired you to help make #1BillionInChange?

    Loan repayment rate

    Countries where Kiva works

    1.6 million
    People who've made a loan on Kiva

    Charity Navigator's highest award rating

    How Kiva works

    Kiva is an international nonprofit, founded in 2005 and based in San Francisco, with a mission to connect people through lending to alleviate poverty. We celebrate and support people looking to create a better future for themselves, their families and their communities.

    What does $1 billion in change look like?

    While there is no silver bullet to alleviating poverty, expanding access to fair and affordable credit can open doors, and gives people an opportunity to improve their businesses, send their children to school, invest in equipment or green technology and much more. Read more

    How Kiva went from nonprofit startup to global force for good

    By building a platform where borrowers could share their own stories and lenders could choose whose dream to support, Kiva could be about something different — mutual respect and trust. Read more

    Our $1 Billion in Change partners include:

    Incredible! We just crossed the threshold to $1 BILLION in life-changing loans!

    One small loan at a time, one small act at a time, compassionate people like you have made a big difference in the lives of millions of entrepreneurs, farmers, students and refugees around the world. We can't thank you enough for your dedication and passion for Kiva's mission.

    If you're just learning about Kiva you can join the movement and #1BillionInChange by 
    making a Kiva loan today.

    Help create
    $1 Billion in Change